More choice could unlock more potential

If people across the net worth spectrum had access to more investment, saving and spending options then they would potentially be able to unlock greater prosperity for themselves, their families and their communities.

If people had more choice in the way they allocate their wealth, it would potentially allow them to either preserve their wealth via saving, generate more wealth via investing or reduce the cost that they incur when paying. The sum total of this across entire countries could shift the structure of the economy in a way that creates a win-win benefit for many, although applicable risks must be understood and mitigated. This change is very possible, as the history of financial service innovation shows.